Important note as of February 2021:  The access model and admission criteria described herein were prepared in view of the initial launch date of the EPC SEPA Request-to-Pay (SRTP) Scheme in November 2020 based on the public consultation version of the SRTP Rulebook. The R2P access model is subject to review in light of the further evolution of the EPC SEPA Request-to-Pay (SRTP) Scheme Rulebook.


The access and participation model for R2P, EBA CLEARING's request to pay service, was defined with a view to allowing fair and open access to the service and support compliance by users with the EPC SEPA Request-to-Pay (SRTP) Scheme Rulebook. Different access and participation options with several possibilities for connecting to the service are provided, with the aim to facilitate access, build maximum reach and establish a high level of reliability and trust between users.

R2P will be accessible by any request-to-pay service providers (RTP-SPs) in the EU adhering to the future SRTP Scheme Rulebook of the EPC.

Joining and Testing Windows 2023

Event Window 1 Window 2 Window 3
Registration deadline 23 January 2023 24 April 2023 25 September 2023
Start of the connectivity testing 21 February 2023 23 May 2023 24 October 2023
Start of the scripted testing 7 March 2023 6 June 2023 7 November 2023
Live Date 4 April 2023 4 July 2023 5 December 2023

Change dates

10 January 2023

7 February 2023

7 March 2023

4 April 2023

9 May 2023

6 June 2023

4 July 2023

8 August 2023

5 September 2023

10 October 2023

7 November 2023

5 December 2023

Admission criteria

In order to fulfil the admission criteria for the R2P Service, a participant must:

  1. have its registered office in a Member State of the EU, the EEA or the OECD, or a country or territory that is part of SEPA
  2. be authorised to act as a payment service provider
  3. be able to comply with the technical and operational requirements of the R2P Service, including requirements aiming at ensuring availability of the Participant during the operational times of the service
  4. participate in the service via its registered office or a branch located in the geographical area of SEPA
  5. have adhered to the SRTP Scheme Rulebook of the European Payments Council

In order to connect to the service, the applicant once admitted as participant shall fulfil relevant connection requirements (such as provision of a BIC address for routing purposes, technical and operational requirements, compliance with test and training requirements, etc.).