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- Single Payments
- EURO1
  EURO1
  
  Overview
  
  Key features
  
  How does EURO1 work?
  
  ISO 20022 migration
  
  Liquidity efficiency
  
  Admission criteria and default rules
  
  Benefits of sub-participation
  
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- STEP1
  STEP1
  
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- SEPA Payments
- STEP2-T System
  STEP2-T System
  
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  Compliance, operational robustness and resilience
  
  Advanced standard functionality
  
  Settlement
  
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  AOS, VAS and Rulebook Scheme options
  
  STEP2 Stand Alone Testing Partner
  
  STEP2-T pricing
- STEP2 SCT
  STEP2 SCT
  
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- STEP2 SDD Core
  STEP2 SDD Core
  
  Overview
  
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  Service documentation
- STEP2 SDD B2B
  STEP2 SDD B2B
  
  Overview
  
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- Instant Payments
- RT1
  RT1
  
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  RT1 SATP
  
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- Fraud fighting
- FPAD
  FPAD
  
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- VOP
  VOP
  
  Overview
  
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  Contact us
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- STEP2 CC
  STEP2 CC
  
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- SEDA
  SEDA
  
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- R2P
  R2P
  
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News and Events
News and Events
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  Press releases
  
  9 October 2017 - Banks from nine countries to join EBA CLEARING’s instant payment system RT1 for go-live
  
  25 July 2017 - Instant Payments: accordo tra ICBPI ed EBA CLEARING
  
  25 July 2017 - UniCredit prepares for multinational roll-out of instant payments
  
  21 June 2017 - EBA CLEARING launches programme on future positioning of its high-value payment system EURO1
  
  14 June 2017 - EBA CLEARING white paper addresses how to ensure smooth take-off for euro instant payments
  
  14 April 2017- INTESA SANPAOLO AND EBA CLEARING ANNOUNCE SUCCESSFUL FIRST TESTING RESULTS FOR THE FIRST PANEUROPEAN INSTANT PAYMENT SOLUTION
  
  9 March 2017-EBA CLEARING to introduce EBICS as additional connectivity option for its instant payment system
  
  18 January 2017-Timely testing phase kick-off for EBA CLEARING’s pan-European instant payment system
  
  18 January 2017- Avviata la fase di test del sistema pan-europeo di instant payments di EBA CLEARING
  
  21 September 2016- EBA CLEARING witnesses continued strong growth in support for pan-European real-time payment platform
  
  27 July 2016- EBA CLEARING makes available specifications for its pan-European instant payment solution
  
  7 June 2016- EBA CLEARING provides sneak preview of instant payment platform design
  
  19 April 2016- EBA CLEARING secures strong commitment for Q4/2017 launch of its pan-European instant payment platform
  
  12 April 2016- EBA CLEARING’s STEP2 platform responds to corporate requirement for nearly unlimited structured remittance information in SEPA Credit Transfers
  
  9 February 2016-EBA CLEARING and SIA sign letter of intent for the technical delivery of a pan-European infrastructure solution for instant payments
  
  10 December 2015-Bank of Lithuania provides SEPA connectivity to local banks via EBA CLEARING’s STEP2 platform
  
  14 October 2015-EBA CLEARING issues updated version of blueprint for pan-European instant payment infrastructure solution
  
  6 October 2015- EBA CLEARING launches RFP process for panEuropean instant payment infrastructure solution
  
  1 July 2015- EBA CLEARING issues blueprint for panEuropean instant payment infrastructure solution
  
  12 May 2015- EBA CLEARING’s STEP2 Card Clearing Service supports banks in reaping synergies from the reuse of SEPA infrastructure and interfaces
  
  4 May 2015-Hays Littlejohn takes office as new CEO of EBA CLEARING
  
  9 March 2015-EBA CLEARING kicks off task force as part of work on pan-European instant payment infrastructure solution
  
  10 October 2017 - SWIFTNet Instant to provide access to EBA CLEARING's RT1 system (1)
  
  14 November 2017 - IBERPAY ready to connect Spanish banks to EBA CLEARING's RT1 system for SCT Inst processing
  
  21 November 2017 - Successful go-live for EBA CLEARING's instant payment system RT1
  
  21 February 2018 - EBA CLEARING’s instant payment system RT1 hits 500,000-transaction-mark
  
  12 June 2018 - EBA CLEARING charts course for EURO1 future with strong focus on cross-service alignment
  
  11 July 2018 - EBA CLEARING's instant payment system RT1 expands reach to over 1,000 payment service providers
  
  11 Juli 2018 - EBA CLEARINGs Echtzeitzahlungssystem RT1 weitet Reichweite auf mehr als 1.000 Zahlungsanbieter aus
  
  24 October 2018 - EBA CLEARING and SWIFT kick off EURO1 ISO 20022 migration for November 2021
  
  25 October 2018 - EBA CLEARING’s real-time payment system RT1 passes 5-million-transaction mark
  
  12 November 2018 - EBA CLEARING kicks off task force to work on a pan-European Request to Pay solution
  
  27 February 2019 - EBA CLEARING's real-time payment system RT1 reaches critical mass in Germany
  
  27 February 2019 - EBA CLEARINGs Echtzeitzahlungssystem RT1 erreicht kritische Masse in Deutschland
  
  8 May 2019 - EBA CLEARING’s RT1 platform builds up nearly full instant payment coverage in Finland
  
  17 June 2019 - 24 PSPs support delivery of pan-European Request to Pay infrastructure solution by EBA CLEARING
  
  18 September 2019 - EBA CLEARING kicks off development of pan-European request to pay infrastructure solution with 26 PSPs
  
  16 December 2019 - EBA CLEARING delivers specifications for a pan-European request to pay infrastructure solution
  
  19 June 2020 - EBA CLEARING’s RT1 reaches critical mass in France
  
  23 June 2020 - Timely start of test phase for pan-European request to pay infrastructure service of EBA CLEARING
  
  26 November 2020 - RT1 expands instant payment reach in Luxembourg
  
  9 February 2021 - EBA CLEARING's RT1 reaches critical mass in Belgium
  
  23 April 2021 - New RT1 specifications to help users benefit from future TIPS set-up
  
  15 June 2021 - EBA CLEARING and IBERPAY launch interoperable SEPA Request-to-Pay services
  
  28 June - EBA CLEARING announces winners of R2P ideation contest
  
  11 October - Cross-border payments
  
  13 December 2021 - EBA CLEARING successfully completes migration of RT1 technical account to TIPS
  
  18 January 2022 - STEP2 to process payments within minutes and around the clock
  
  28 April 2022 - EBA CLEARING, SWIFT and The Clearing House to deliver pilot service for immediate cross-border payments
  
  12 July 2022 - STEP2 community successfully completes migration to continuous gross settlement
  
  6 October 2022 - Immediate Cross-Border Payments (IXB) Pilot Set to Revolutionise International Payments
  
  21 November 2022 - Europe's leading pan-European instant payment service RT1 turns five
  
  21 March 2023 - Large-value payment system EURO1 successfully migrates to ISO 20022
  
  22 March 2023 - EBA CLEARING to enrich RT1 and STEP2 with fraud prevention and detection capabilities
  
  19 June 2023 - EBA CLEARING to kick off analytical pilot for pan-European fraud pattern and anomaly detection
  
  15 June 2023 - Frontrunner banks to deliver request to pay proof of concept with EBA CLEARING’s R2P Service
  
  14 September 2023 - EBA CLEARING issues specifications and runs analytical pilot for pan-European fraud pattern and anomaly detection
  
  26 March 2024 - EBA CLEARING to launch OCT Service on RT1
  
  8 April 2024 - Pan-European verification of payee ready by December
  
  6 May 2024 - Pan-European proof of concept showcases value of request to pay
  
  1 July 2024 - Pan-European Verification of Payee delivery on track
  
  17 September 2024 - EBA CLEARING welcomes 50th active user of FPAD fraud-fighting functionality
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My EBA CLEARING

Introduction flyer
The Company
Mission and objectives
Reference documents
25 years EBA CLEARING

Reference documents

Annual Report 2023 (interactive PDF)
Annual Report 2023 (printer-friendly PDF)
Annual Report 2022 (interactive PDF)
Annual Report 2022 (printer-friendly PDF)
Annual Report 2021 (interactive PDF)
Annual Report 2021 (printer-friendly PDF)
Annual Report 2020 (interactive PDF)
Annual Report 2020 (printer-friendly PDF)
Annual Report 2019 (double-page view, PDF)
Annual Report 2019 (single-page view, PDF)
Annual Report 2018 (double-page view, PDF)
Annual Report 2018 (single-page view, PDF)
Annual Report 2017 (double-page view, PDF)
Annual Report 2017 (single-page view, PDF)
Annual Report 2016 (double-page view, PDF)
Annual Report 2016 (single-page view, PDF)
By-laws of EBA CLEARING - English version (PDF)
By-laws of EBA CLEARING - French version (PDF)
EURO1 PFMI Disclosure Report (PDF)
STEP2 PFMI Disclosure Report (PDF)
RT1 PFMI Disclosure Report (PDF)

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