Why use FPAD for VOP?

FPAD provides Verification of Payee at a pan-European level covering the following features:

• high-performance name matching algorithm aligned with EPC guidelines
• centralised VOP Request/Response management and time-out control​​
• flexible VOP Request and VOP Response integration options​
• 24/7 high-performing infrastructure with real-time capability
• choice of different secure real-time connectivity options with very low latency
• ​compliant with the Instant Payments Regulation requirements for Verification of Payee
• compliant with the VOP Scheme of the European Payments Council (EPC), EPC API standards and EPC Directory Service (EDS)
• caching functions to optimise performance and increase robustness to service VOP requests