LATEST NEWS EBA CLEARING white paper: How FPAD will support PSPs’ fraud prevention and compliance with the PSR 09 June 2026 The new Payment Services Regulation (PSR) will take fraud fighting to the next level: PSPs will be required to perform transaction monitoring on all incoming and outgoing payments and participate in information sharing arrangements. With FPAD, PSPs get a powerful fraud-fighting toolset for real-time transaction monitoring at pan-European scale that helps them meet their PSR-related obligations. Download white paper Read More about EBA CLEARING white paper: How FPAD will support PSPs’ fraud prevention and compliance with the PSR EBA CLEARING white paper: How FPAD will support PSPs’ fraud prevention and compliance with the PSR 09 June 2026 The new Payment Services Regulation (PSR) will take fraud fighting to the next level: PSPs will be required to perform transaction monitoring on all incoming and outgoing payments and participate in information sharing arrangements. With FPAD, PSPs get a powerful fraud-fighting toolset for real-time transaction monitoring at pan-European scale that helps them meet their PSR-related obligations. Download white paper Read More about EBA CLEARING white paper: How FPAD will support PSPs’ fraud prevention and compliance with the PSR New RT1 volume peaks on 28 November and 1 December 03 December 2025 RT1 SCT Inst kicked off December with a volume peak of 9.6 million transactions. It was preceded by a volume spike on Black Friday of 9.1 million transactions. Throughout 2025,… Read More about New RT1 volume peaks on 28 November and 1 December EBA CLEARING quality survey reveals high customer satisfaction in 2025 14 October 2025 Between May and June 2025, EBA CLEARING invited its users to provide feedback on general satisfaction and on specific areas of interaction. Representatives of 108 financial institutions responded to the… Read More about EBA CLEARING quality survey reveals high customer satisfaction in 2025 EBA CLEARING Services successfully complete 9 October 2025 changeover 09 October 2025 PSPs across the eurozone passed an important regulatory milestone today with the support of RT1, STEP2 SCT and FPAD VOP. EBA CLEARING announced today that its RT1 and STEP2 SCT… Read More about EBA CLEARING Services successfully complete 9 October 2025 changeover Total transactions processed in EBA CLEARING payment services in 2025: 24 billion New volume record for STEP2 SCT transactions processed on 2 April 2024: 66 million Volume peak for RT1 on 1 December 2025 10 million transactions New volume record for STEP2 SDD Core transactions processed on 1 April 2025: 144 million IN THE SPOTLIGHT Verification of Payee SEPA-wide VOP solution offers more effective fraud prevention Our VOP solution leverages blocks of our Fraud Pattern and Anomaly Detection (FPAD) functionality and helps combatting authorised push payment fraud. Learn more RT1 OCT Inst Cross-border transactions made easy The RT1 OCT Inst Service leverages the RT1 System for real-time cross-border payments that have one euro leg inside and one leg outside the Single Euro Payments Area. Learn more ESG ESG considerations have always been important to us Want to learn more about our environmental approach, social perspective as well as governance framework? Then explore our efforts and activities in these three key areas. Read more R2P First pan-European proof of concept showcases tremendous value of request to pay Watch our video to learn more about the key outcomes of our proof of concept and examples of request to pay exchanges for-e-invoicing. Watch video Verification of Payee SEPA-wide VOP solution offers more effective fraud prevention Our VOP solution leverages blocks of our Fraud Pattern and Anomaly Detection (FPAD) functionality and helps combatting authorised push payment fraud. Learn more RT1 OCT Inst Cross-border transactions made easy The RT1 OCT Inst Service leverages the RT1 System for real-time cross-border payments that have one euro leg inside and one leg outside the Single Euro Payments Area. Learn more ESG ESG considerations have always been important to us Want to learn more about our environmental approach, social perspective as well as governance framework? Then explore our efforts and activities in these three key areas. Read more R2P First pan-European proof of concept showcases tremendous value of request to pay Watch our video to learn more about the key outcomes of our proof of concept and examples of request to pay exchanges for-e-invoicing. Watch video Row rect Shape Decorative svg added to bottom Are PSPs ready for VOP - and more? Is VOP important? Certainly. Is VOP enough? Certainly not. Fraudsters are already adapting, and PSPs will need to go beyond VOP, complementing it with additional fraud risk indicators. At Sibos 2025, EBA CLEARING's Katja Heyder and Olivier Jolyon explained why fraud fighters need more than VOP, and how a pan-European, network-based solution like FPAD can support that effort.