Overview Overview The RT1 OCT Inst Service leverages the RT1 System for real-time cross-border payments that have one euro leg inside and one leg outside the Single Euro Payments Area (SEPA). The service went live in December 2024. Key benefits Full compliance with the One-Leg Out Instant Credit Transfer (OCT Inst) Scheme of the European Payments Council (EPC) Users can rely on familiar RT1 functionalities and characteristics, such as liquidity tools, transaction processing, user interfaces, connectivity and joining process RT1’s flexible architecture Tracking methodology to improve transaction visibility