Key features

  • Full compliance with SCT Inst Scheme, including validation
  • Transactions in RT1 are processed in real time and settled with instant finality
  • Processed transactions are fully funded in central bank funds
  • Protection by the Settlement Finality Directive
  • Based on SCT specifications, where possible, to support seamless co-existence and re-use of user-internal interfaces etc.
  • Agile architecture
    • RT1 is designed to evolve with user needs. Agile delivery of optional functionality has been supporting the ramp-up of instant payments.
  • Continuous development with the support of a country-neutral user say structure
  • Developed following a blueprint consultation with users and relevant stakeholders from all across SEPA
  • Various options for access and participation, conceived to facilitate pan-European reach