Joining Windows

If you would like to join RT1, please contact us via our contact form with your preference for one of the proposed joining windows. We will guide you through the whole joining process.

Three planned joining windows for 2020


Event  Window 1  Window 2  Window 3
Deadline for participation 13 December 2019 10 April 2020 04 September 2020
Start of connectivity testing 20 January 2020 20 April 2020 14 September 2020
Start of scripted  testing 03 February 2020 04 May 2020 28 September 2020
Controlled go live date 23 April 2020 09 July 2020 26 November 2020

Download the RT1 LIVE 2020 provisioning calendar

Download the RT1 T&T 2020 provisioning calendar

Three planned joining windows for 2019


Event  Window 1  Window 2  Window 3
Deadline for participation 14 December 2018 12 April 2019 06 September 2019
Start of connectivity testing 21 January 2019 22 April 2019 16 September 2019
Start of scripted  testing 04 February 2019 06 May 2019 30 September 2019
Controlled go live date 04 April 2019 04 July 2019 28 November 2019
Distribution of RTF 09 April 2019 09 July 2019 03 December 2019

Download the RT1 Live Calendar for 2019 

Download the RT1 Test & Training Calendar for 2019

Change dates

Change dates for the RT1 Service are set by the below conditions:

  1. There is a maximum of one change date per week.
  2. It must be every Tuesday.
  3. The administrative deadline for legal and administrative documents to meet a change date is that of two weeks prior to the given date.
  4. It shall not fall during the frozen period between the second week of December and the second week of January.

Admission criteria

In order to fulfil the admission criteria for the RT1 System, a Participant must:

  1. be authorised to act as a credit institution
  2. have TARGET2 account access
    i.e. (a) have a direct participant status in TARGET2 and hold and have access to an account in TARGET2, or (b) have a liquidity provider that has the status of a direct participant in TARGET2
  3. be able to comply with the technical and operational requirements of the RT1 System, including requirements aiming at ensuring availability of the RT1 Participant during the operational times of the System
  4. have its registered office in the EU, the EEA, a Member State of the OECD, or a country or territory which is part of SEPA
  5. participate in the system via its registered office or a branch located in the geographical area of SEPA
  6. provide a capacity opinion with respect to its participation in the RT1 System
  7. have adhered to the SCT Inst Scheme Rulebook of the European Payments Council

Exclusion, Suspension and Withdrawal from the RT1 System

Operational defaults will be addressed in first instance through the activation of incident handling and, as applicable, crisis management arrangements.

Unless an exclusion or suspension would contravene legislation implementing the Bank Recovery and Resolution Directive (BRRD) or equivalent third country legislation, a Participant can be prevented by the System Operator from continuing to participate in the system if certain events occur.


Events that may give rise to exclusion comprise in particular:

  1. termination of access to TARGET2 account
  2. loss of license to act as a credit institution
  3. insolvency

A Participant may also be excluded in case a suspension event has not been remedied within 30 calendar days.


The criteria for participation in the RT1 System consist of necessary legal, technical and operational requirements to enable the processing of SCT Inst transactions, as well as funding and de-funding operations in TARGET2.

A Participant may be suspended if non-compliance with the ongoing criteria for participation cannot be otherwise mitigated, e.g. in the case of relocation outside SEPA.


A Participant can withdraw from the RT1 System by giving notice of termination.